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Category: Insurance. Country: United States (USA). Homeowners insurance can vary tremendously both in coverage and in price. Select a company based not on price alone, but on service quality. Each company is unique. But, there are a few ways to ensure you get the most for your insurance dollar. Before you buy: Consider homeowner’s insurance before you purchase a home to save between 5 and 15 percent. Some insurance providers discount property coverage if your home is close to a fire hydrant or in a professional rather than volunteer fire district. If the electrical, heating and plumbing systems are less than 10 years old, your coverage could be less. If you live in a brick home (for those on the East coast), you’re less prone to wind damage. If you live in a wood-framed home (if you live near earthquake faults), you are less prone to quake damage. Flood and earthquake damage protection is not covered in standard homeowner’s insurance and could run up to $500 per year depending on the location of your home. Shopping around: Use the competitive, side-by-side benefits at GoApply.com to quickly and easily compare companies, coverage and fees. Other ways to comparison shop are through the yellow pages, consumer guides, your state insurance department or friend and family recommendations. Sections of site: Auto Insurance, Bussiness Insurance, Dental Insurance, Guide to insurance, Health Insurance, Personal Property, Travel Insurance. Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Washington DC, Florida FL, Georgia GA, Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ, New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA, Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA, West Virginia WV, Wisconsin WI, Wyoming WY, Puerto Rico US Territories PR.
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